Rosabon Financial Services Limited is the leading Financial Intermediary and Equipment Leasing firm in Nigeria, a subsidiary of Concept Group Nigeria. Licensed by the CBN on April 22, 1993, we have built a reputation for professionally delivering innovative and superior financial services to our growing clientele.

Scope and Impact

The candidate will be tasked with the responsibility of selling various loan products. He/She will act as a liaison between customers and our financial institution, helping qualified applicants acquire loans in a timely manner.

Job Summary

The Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments). He/She will also be responsible for reviewing loan applications and evaluating the potential risks of granting loans to applicants.

Duties and Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits.
• Interview applicants to determine financial eligibility and feasibility of granting loans.
• Determine all applicable ratios and metrics and set up debt payment plans.
• Communicate with clients either to request or to provide information.
• Justify decisions (approvals/rejections) and report on them.
• Complete loan contracts and counsel clients on policies and restrictions.
• Review loan agreements to ensure they are complete and accurate according to policy.
• Update account records, compute payment schedules, and process transactions on ERP.
• Confer with underwriters to aid in resolving loan application problems.
• Update job knowledge on types of loans and other financial services.
• Assess customer needs, explore all options, and introduce different types of loans.
• Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish quotas.
• Go the "extra mile" to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process.
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
• Deposit mobilization to meet set targets.

Key Performance Indicators

• Meet set monthly loan and investment targets.
• Reduced number of non-performing loans.
• Customer retention rate of minimum 90% across loan and investment products.

Requirements

• Candidates should possess a B.Sc Degree in Finance, Economics, or a related field.
• Proven working experience as a Loan Officer.
• Familiarity with computers and banking applications/software.
• Solid understanding of direct/indirect lending products and practices.
• Customer satisfaction orientation and sales competencies.
• Ability to work in a goal-oriented environment and meet set targets.

Method of Application

Interested and qualified candidates should send their CV to the appropriate email address below, using the specified subject line:

• For Sales Executive (Salary Loan / Investment) - Lagos: Send CV to funmilola.olajide@conceptgroup-ng.com with "Sales Executive" as the subject of the email.
• For Sales Executive (Salary Loan / Investment) - Anambra: Send CV to vivian.chukwuta@conceptgroup-ng.com with "Sales Executive" as the subject of the email.

Disclaimer: This job description has been reformatted by AI for readability. Please verify all details with the employer before applying.