Flutterwave • Lekki, Nigeria • via MyJobMag

The Head, Liquidity Management role will be responsible for overseeing our operational liquidity position across all payment flows, ensuring timely funding, settlement, and execution of customer and partner payments. The role ensures that we can meet all settlement, payout and funding obligations across multiple currencies and jurisdictions, while maintaining strong controls, regulatory compliance, and operational resilience. The successful candidate will manage daily liquidity forecasting, payment approvals, bank and partner relationships, and ensure strong controls across all cash movements while supporting business growth and new market expansion.

Responsibilities include but are not limited to:

• Monitor and manage daily liquidity positions across all accounts, currencies, and payment corridors.
• Forecast short-, medium-, and long-term liquidity requirements to support acquiring, settlement, and cross-border payment flows.
• Ensure sufficient prefunding of accounts to meet settlement obligations with card schemes, processors, banks, and partners.
• Optimize cash position to minimize funding costs while maintaining operational buffers.
• Oversee the initiation, review, and approval of outgoing payments in line with internal approval matrices and control frameworks.
• Ensure timely and accurate settlement of customer funds, merchant payouts, and partner obligations.
• Maintain strong segregation of duties and ensure compliance with internal policies and regulatory expectations.
• Support audits by providing documentation, reconciliations, and evidence of controls.

Reconciliations & Exception Management

• Ensure daily reconciliation of balances between internal systems, bank accounts, and partners.
• Investigate and resolve breaks, delays, or failed payments promptly.
• Work closely with Finance, Risk, and Engineering teams to improve reconciliation automation and accuracy.
• Manage relationships with banks, partners, and liquidity providers.
• Support onboarding of new bank accounts, payment corridors, currencies, and partners.
• Coordinate partner communications relating to funding, payout schedules, and operational SLAs.
• Document liquidity management processes, payment workflows, and escalation procedures.

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